Authorized Use Policy (AUP)

1. Introduction

NoPayn is committed to maintaining the highest standards of legal and ethical conduct. This Authorized Use Policy (AUP) outlines activities and content that are prohibited or restricted when using our services. This policy aligns with industry standards, including PayPal’s Acceptable Use Policy and Rapyd’s guidelines.

2. Prohibited Activities

You may not use NoPayn services for activities that:

Legal Violations

• Violate any law, statute, ordinance, or regulation.

Adult Content and Services

• Involve pornography or sexually explicit materials, including non-consensual acts (e.g., child exploitation, rape, bestiality).

• Provide escort services, sexual services, or unmonitored streaming/uploading of explicit content.

• Include gentlemen’s clubs, lap/erotic dancing, or strip clubs.

Illegal and Harmful Goods

• Relate to narcotics, steroids, drug paraphernalia, or controlled substances.

• Include stolen goods or items identified as hazardous, such as poisons or unregulated medical devices.

• Deal in wildlife trafficking or human body parts.

Hate and Violence

• Promote or condone abuse, hatred, racism, religious persecution, terrorism, violence, or other offensive conduct.

Counterfeit and Intellectual Property Violations

• Involve counterfeit goods or intellectual property infringement (e.g., apparel, pharmaceuticals, electronics).

• Include devices or methods to bypass copyright protection or encryption.

Financial Misconduct

• Facilitate unlicensed financial services, loan modifications, credit repair, or high-risk debt collection.

• Engage in pyramid or Ponzi schemes, “get-rich-quick” schemes, or high-risk investment opportunities.

Gambling and Gaming

• Conduct unlicensed gambling, betting, or gaming activities.

• Include illegal lotteries, sweepstakes, or games of chance.

Deceptive Marketing

• Use deceptive practices to mislead, confuse, or defraud customers.

Other Prohibited Activities

• Transactions related to bribery, corruption, or exploitation.

• Activities involving shell companies, bearer shares, or concealed funding origins.

3. Activities Requiring Pre-Approval

Certain activities may be permitted with prior written approval from NoPayn, subject to additional compliance requirements:

1. Marketing

   • Multi-Level Marketing (MLM) and affiliate marketing programs.

2. Non-Profit Organizations

   • Charities or crowdfunding platforms.

3. Financial Services

   • Cryptocurrency exchanges and virtual assets.

   • Money service businesses and escrow services.

4. High-Risk Products

   • Precious metal dealers, tobacco products, alcohol sales, and firearms.

5. Healthcare and Pharmaceuticals

   • Sale of regulated medical devices and prescription medications.

   • Telemedicine and private medical consultations.

6. Entertainment

   • Adult content delivered digitally (e.g., streaming or webcam services).

   • Live streaming or broadcasting platforms.

7. Travel and Ticketing

   • Airlines, ticketing agencies, and online travel aggregators.

4. Compliance and Monitoring

NoPayn reserves the right to monitor all transactions and activities for compliance with this AUP. Violations may result in:

• Account suspension or termination.

• Reporting to relevant legal authorities where applicable.

5. Amendments

This AUP is subject to periodic updates to reflect changes in laws, regulations, or company policies. Users are encouraged to review this document regularly to stay informed of any changes.

6. Contact Information

For questions or clarifications about this AUP, please contact:

Email: support@nopayn.io
Address: NoPayn OÜ, Pärnu 139b, 11317, Tallinn, Estonia

By using NoPayn’s services, you agree to comply with this Authorized Use Policy and all applicable laws and regulations.